How to complete an online payment using a credit card?

Published: 2015-03-11

Because banks, in order to ensure the security of users' funds, have limited the monthly credit card payment amount per user for third-party online payment companies. The credit card limits imposed by different online payment interfaces vary. For Alipay interface credit card payments, the single-transaction limit is RMB 2,000. When using bank channels directly, most limit a single transaction to RMB 500.

Currently, our default recommended “JD Pay” uses JD's interface. The single-transaction limit it supports is relatively flexible, so it is recommended!

The limits supported by this interface are as follows (if there are changes, the official JD Pay website shall prevail):

If this interface cannot meet your top-up needs, you can also switch to other interfaces such as Alipay (RMB 2,000 per transaction):

The payment methods are introduced below with an illustrated tutorial:

This article's main core idea: abandon Quick Pay and use credit card online banking payment to break through the limit!

Alipay method: overview of credit card limits for various banks: http://fun.alipay.com/xykcz/index.htm

Enter the online payment center, enter the payment amount, and select the Alipay interface to pay! As shown below!
Confirm the order and pay immediately! As shown below!
Log in to Alipay with your Alipay account password! Do not use Quick Pay! As shown below!
Select the Credit Card option, select Online Banking, and select the corresponding bank! As shown below!
On the pop-up page, click "Log in to online banking to pay"! As shown below!

Finally, complete the online payment according to the prompts!

Note: After the payment is completed, please carefully check the browser prompt and patiently wait for the browser to return. It takes about 5 seconds to return!

Explanation of online payment limits for Alipay credit cards from various banks: http://fun.alipay.com/xykcz/index.htm